26 Union Street

Phone: (413) 662-2657

  Email: [email protected]
 Fax: (413) 662-2173
North Adams, MA  01247

North Adams M.E. Federal Credit Union 

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What we can offer you.. 

Current Dividend Rate:

Share Savings and Christmas Clubs .10% * APY (Annual Percentage Year)

*Dividend Rates are subject to change without prior notifications!*


*We offer a Share Savings rate at a competitive rate!*


Minimum Balance:

Just $5.00 to open, and maintain your account with annual activity.


*Immediate family members can join!*


Christmas Clubs:

A great way to save! Checks are automatically printed October 1st and mailed with your 3rd Quarter Statements. Not subject to an early withdrawal penalty.


'Lil Buck Savers' Accounts:

Ages 0-17; Great way to teach young ones the importance of saving for their future.


Payroll Deductions:

Your work may offer payroll deduction deposits to your account(s) held with us.

The following currenty offer payroll deductions:

City of North Adams, Housing Authority, Northern Berkshire EMS, NAPS School Depts (Central Office, Brayton, Colegrove, Drury, Greylock), and North Adams Retirement/Pension Board.


*Once a Member - Always a Member!*

Even if you leave your employment or move out of the area, we just require

annual activity in your account.


NAMEFED Fees:


Account Activity Printout ................................ FREE

Account Research/Reconciliation .................. $10.00

Credit Report Copy .......................................... FREE

Late Loan Payment ..... 20% of interest over 10 days

Returned Item Fee ........................................ $20.00

Stop Payment Fee ........................................ $30.00

Statement Copy Fee ........................................ FREE


          *A fee must be paid within 5 business days  

                         of receiving the charge.*