City Hall - 10 Main Street

Phone: (413) 662-2657

  Room 220 
 Fax: (413) 662-2173
North Adams, MA  01247
  Email: [email protected]

North Adams M.E. Federal Credit Union 

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Current Rates

Personal Loans - $7,500 Max.

5 years max. - As low as 13.5%

 

Share Secured

10 years. max.

3.50%+ current payable dividend rate

 

Automobile Loans - $40,000 Max.

New Vehicles - 6 years max. - As low as 3% / 4 years max. - As low as 2%

Used Vehicles - 6 years max. - As low as 5%


Antique Vehicles

5 years max. @ 9.99%

 

Motorcycle Loans

New - 5 years max. - As low as 6%

Used - 4 years max. - As low as 7%

 

Boats, Snowmobiles, & Utility Trailers

New - 5 years max. - As low as 6%

Used - 4 years max. - As low as 7%

 

Camper & ATVs

New - 6 years max. - As low as 7%

Used - 5 years max. - As low as 9%

 

  

*We will match any competitor's rate with Board of Director's approval!*

*All rates are based on Annual Percentage Rate (APR).

*Loan rates are subject to change without prior notification.

*Late loan payments will be charged a late fee, per loan agreement.

*Loan rates are on a Risk Based Pricing scale that is determined by your Debt Ratio & Credit Score.

*All Vehicles, Motorcycles, and Recreational Vehicles must obtain proof of insurance throughout the life of the loan, per loan agreement.